Workers Compensation
Understanding Workers' Compensation Cases in New Jersey: A Guide by ASK LAW FIRM
Suffering an injury at work can be a life-altering experience, not just physically but also emotionally and financially. In New Jersey, workers' compensation laws are designed to provide support and financial assistance to employees who are injured on the job. At ASK LAW FIRM, we understand the complexities of workers' compensation claims and are committed to guiding our clients through every step of this challenging process.
What is Workers' Compensation?
Workers' compensation is a form of insurance that provides medical benefits and wage replacement to employees injured in the course of employment. In exchange for these benefits, the employee relinquishes the right to sue their employer for negligence. It's designed to help workers recover from work-related injuries and illnesses without the financial burden that often accompanies medical treatment and lost wages.
Navigating Your Workers' Compensation Claim
1. Immediate Action: If you're injured at work, it's crucial to report the injury to your employer as soon as possible. New Jersey law requires that you notify your employer within 14 days of the injury for the incident to be considered for workers' compensation benefits, but immediate notification is always best.
2. Medical Treatment: Seek medical attention for your injury right away. Your employer or their insurance carrier has the right to select the healthcare provider for your treatment.
3. Claim Filing: Your employer should report the injury to their workers' compensation insurance carrier, who then notifies the New Jersey Division of Workers' Compensation.
5. Appeals Process: If your claim is denied, or you disagree with the benefits awarded, you have the right to appeal the decision. This process can be complex and may involve formal hearings before a workers' compensation judge.
Common Questions from Our Clients
Q: What kind of benefits can I receive?
A: Workers' compensation benefits in New Jersey can include medical treatment, temporary disability benefits if you're unable to work, permanent partial benefits for lasting injuries, permanent total benefits if you can't return to any work, and death benefits for dependents of workers who have died as a result of their job.
Q: Can I see my own doctor?
A: Initially, your employer or their insurance carrier will choose the medical provider. However, if you're unsatisfied with the treatment, there are legal avenues to request a change or seek independent treatment, which we can help navigate.
Q: What if my claim is denied?
A: Denials are not the end of the road. Our experienced attorneys can help you file a formal claim petition or an application for an informal hearing with the Division of Workers' Compensation to contest the decision.
Q: How long do I have to file a workers' compensation claim in New Jersey?
A: The statute of limitations for filing a claim petition in New Jersey is two years from the date of the injury or the last payment of compensation, whichever is later.
Contact ASK LAW FIRM for Expert Legal Representation
At ASK LAW FIRM, we understand that navigating a workers' compensation claim can be overwhelming. That's why we're dedicated to providing our clients with compassionate, comprehensive legal support every step of the way. If you've been injured at work, don't wait to seek the justice and compensation you deserve. Contact us today for a free consultation and let us advocate for your rights and well-being.