Important Claim Information
A truck or bus accident claim should not be evaluated in the
same way as an ordinary passenger-vehicle collision. Large
commercial vehicles may involve multiple companies,
insurance policies, regulatory duties and records that are
not immediately available to the injured person.
The driver may not be the only responsible party.
Depending on the circumstances, responsibility may extend
to a motor carrier, transportation company, vehicle owner,
employer, maintenance contractor, cargo-loading company,
manufacturer, school, municipality or public transit entity.
Factors that may affect a trucking accident claim include:
-
Driver fatigue and hours of service,
including electronic logs, driving time and required
rest periods.
-
Driver qualification and training,
including licensing, employment history and safety
records.
-
Vehicle maintenance and inspection,
including brakes, tires, lights and other safety systems.
-
Cargo loading and securement,
including excessive weight, improper balance or shifting
cargo.
-
Carrier policies and supervision,
including scheduling, dispatch, hiring and compliance
practices.
-
Electronic and onboard evidence,
including event data, cameras, GPS information and
communication records.
Factors that may affect a bus accident claim include:
-
The type of bus, including public
transit, school, charter, shuttle or private passenger
transportation.
-
The operator and vehicle owner, which
may be different entities with separate legal duties.
-
Passenger safety practices, including
boarding, seating, sudden stops and vehicle operation.
-
Vehicle condition, including steps,
doors, handrails, seating, brakes and maintenance.
-
Public-entity involvement, which may
trigger special notice procedures and shorter deadlines.
-
Multiple injured passengers, which can
create complex insurance and coverage issues.
Public bus and government claims require immediate attention.
A claim involving a municipality, school district, public
authority or government-operated bus may require formal
notice much earlier than the ordinary deadline for filing a
personal-injury lawsuit. Waiting can jeopardize otherwise
valid legal rights.
Do not rush into a final settlement.
Serious truck and bus accident injuries may require surgery,
rehabilitation, future treatment or extended time away from
work. An early settlement may not account for permanent
limitations, future medical care or reduced earning ability.
Keep important evidence and records together.
- Police and crash investigation reports
- Photographs and videos of the scene and vehicles
- Commercial vehicle numbers and company information
- Passenger tickets, receipts or route information
- Witness names and contact details
- Medical bills and treatment records
- Employment and wage-loss documentation
- Insurance letters, emails and settlement offers
A legal consultation allows the vehicle, commercial
parties, public entities, evidence, insurance coverage,
injuries and financial losses to be reviewed together
before important decisions are made.