Bills keep coming, the phone won’t stop, and now there’s a lawsuit tied to your bankruptcy. When every move feels risky, you need counsel that sees several steps ahead and protects your next move—not just the current one.
Bankruptcy is meant to give you breathing room. Debtor-side litigation arises when that relief is challenged. Common issues we handle include:
Creditor violations of the automatic stay or discharge injunction
Adversary proceedings over dischargeability (alleged fraud, recent credit use, willful/malicious injury)
Objections to discharge and plan confirmation disputes
Preference and fraudulent transfer claims brought by trustees
Lien challenges, turnover demands, and setoff/reclamation fights
Post-discharge collection and credit reporting problems
Save every letter, email, statement, and voicemail from creditors and collectors.
Stop direct negotiations; let us handle all contact to avoid harmful admissions.
Document harassment or contact at work, and keep call logs.
Avoid posting case details on social media.
Call us early—deadlines in adversary proceedings and motions are short and missing them can cost you rights.
Strategic case assessment: We identify fast injunctive remedies, defenses, and counterclaims—moving first when it matters most.
Immediate protection: Motions to enforce the automatic stay or discharge, contempt applications, and emergency relief where needed.
Evidence and investigation: Subpoenas, Rule 2004 exams, and targeted discovery that proves your narrative and exposes creditor misconduct.
Settlement leverage: We position cases to resolve efficiently, using fee-shifting statutes and sanctions exposure to discourage bad-faith creditors.
Courtroom advocacy: Experienced briefing and trial work in the United States Bankruptcy Court for the District of New Jersey and neighboring jurisdictions.
Cost clarity: Free consultations. In qualifying matters—such as stay/discharge violations or fee-shifting claims—we can structure fees so you do not pay unless we win or recover fees by court order (where permitted by law).
In litigation, strategy wins. Our team treats your case like a chessboard: opening with protective moves, controlling the middle with evidence, and closing with precision—so creditors can’t outmaneuver you.
We serve clients in Old Bridge Township and across Middlesex County, with convenient offices in Woodbridge, Hackensack, New York City, and Doylestown.
It’s any lawsuit or motion tied to your bankruptcy—often an adversary proceeding or a contested matter. Filing helps, but litigation may still arise to determine whether specific debts are dischargeable, whether a creditor violated the stay, or whether a trustee can claw back transfers. We defend and prosecute these issues on your behalf.
Collection calls, repossessions, garnishments, and lawsuits must stop once the automatic stay is in place. We move to enforce the stay immediately and seek sanctions, damages, and attorneys’ fees for violations where the law allows.
Not necessarily. The creditor must prove specific elements. Defenses include lack of intent, reasonable reliance, good-faith use of credit, and procedural defects. We analyze the facts, craft a discovery plan, and aim to dismiss or settle on favorable terms—or try the case when needed.
Yes. Courts can award actual damages (including emotional distress in some cases), punitive damages in egregious situations, and attorneys’ fees for willful violations. We build the evidentiary record to support recovery.
Often your appearance is limited to key hearings or testimony if a case goes to trial. Many disputes resolve through motion practice, mediation, or negotiated settlement. We prepare you thoroughly if attendance is required.
Simple violations can resolve in weeks; contested dischargeability actions can take several months, depending on discovery, motion schedules, and court calendars. We set timelines early and push to keep creditors on schedule.
Account statements, contracts, credit applications, texts/emails with creditors, call logs, screenshots of credit reports, paystubs, bank records, and any notices you received. Save originals and share copies with us.
Litigation can target liens or exemptions, but New Jersey and federal bankruptcy laws offer protections. We evaluate your equity, exemptions, and lender behavior, and seek court orders to prevent improper repossession or foreclosure activity during the stay.
Bankruptcy litigation is specialized—rules, deadlines, and remedies differ from state court. A bankruptcy litigator knows the judges, procedures, and strategies unique to the Bankruptcy Code and adversary practice.
Your consultation is free. For qualifying debtor-rights actions (e.g., stay/discharge violations), fee-shifting or contingency structures may mean you don’t pay unless we win or the court orders the creditor to pay fees. For other matters, we offer transparent flat or hourly options, and we’ll discuss what fits your case and budget.
Yes. We handle New Jersey matters and, through our offices in New York and Pennsylvania, can coordinate multi-state strategies where appropriate.
Middlesex County Office
Aspen Corporate Park II, 1460 U.S. Highway 9 North, Suite 301, Woodbridge, NJ 07095
(862) ASK-FIRM · (732) 494-3600 · info@asklawfirm.com
Bergen County Office
15 Warren St, Suite 20, Hackensack, NJ 07601
(201) 354-4999 · info@asklawfirm.com
New York
11 Broadway, Suite 615, New York, NY 10004
(212) 202-6130 · info@asklawfirm.com
Pennsylvania
4050 Skyron Drive, Suite A14, Doylestown, PA 18902
Free Consultation
Tell us what’s happening. We’ll map the next moves and act quickly to protect you.
