Accidents involving large commercial trucks or buses can be devastating, often resulting in serious injuries, extensive property damage, and complex legal issues. Because these vehicles are subject to special regulations and often operated by companies with significant resources, victims must act quickly and strategically to protect their rights. In New Jersey, understanding the proper steps to take after such an accident can make the difference between a fair settlement and an uphill legal battle.
Prioritize Safety and Medical Care
Immediately after a trucking or bus accident, your safety and health come first. If possible, move to a safe location away from traffic. Call 911 to report the accident and request emergency medical assistance. Even if you feel uninjured, seek prompt medical evaluation, as some injuries—such as internal bleeding or concussions—may not be immediately apparent.
Call Law Enforcement
In New Jersey, you must report an accident involving injury, death, or significant property damage to the police. The responding officers will create an official accident report, which will serve as critical evidence in your claim. Be sure to request a copy once it becomes available.
Gather Evidence at the Scene
If it is safe to do so, collect as much evidence as possible before vehicles are moved or debris is cleared. Key evidence includes:
- Photographs of vehicle damage, skid marks, road conditions, and traffic signs.
- Contact information for all drivers, passengers, and witnesses.
- The trucking or bus company’s name, USDOT number, and insurance details.
- License plate numbers and vehicle identification numbers (VINs).
Preserve Crucial Records
Commercial vehicles are often equipped with electronic logging devices (ELDs), GPS systems, and onboard cameras. These can provide valuable information about the driver’s actions before the crash. Sending a preservation letter to the trucking or bus company immediately after the accident can help ensure that vital data is not destroyed or overwritten.
Notify Your Insurance Company
Report the accident to your insurance carrier promptly, but avoid giving recorded statements to the other party’s insurer without consulting an attorney. Insurance adjusters may try to minimize your claim by shifting blame or downplaying injuries.
Understand Liability in New Jersey
Determining fault in a trucking or bus accident can be more complicated than in typical car crashes. Potentially liable parties may include the driver, the transportation company, a maintenance provider, or even a manufacturer if defective parts contributed to the accident. New Jersey follows a comparative negligence rule, meaning your compensation can be reduced if you are found partially at fault.
Seek Legal Guidance Early
Because trucking and bus companies often have legal teams and insurance adjusters working to protect their interests from day one, you should consider retaining an attorney as soon as possible. An experienced lawyer can:
- Investigate the accident thoroughly.
- Obtain driver logs, maintenance records, and company safety histories.
- Work with accident reconstruction experts.
- Negotiate with insurance companies for a fair settlement.
Mind the Statute of Limitations
In most New Jersey personal injury cases, including trucking and bus accidents, you have two years from the date of the accident to file a lawsuit. Missing this deadline can result in losing your right to recover damages.
Conclusion
The aftermath of a trucking or bus accident in New Jersey can be overwhelming, but taking prompt, informed steps can protect your health, preserve evidence, and strengthen your legal claim. From seeking immediate medical care to consulting a knowledgeable attorney, acting decisively is the best way to secure the compensation you deserve and hold responsible parties accountable.