Personal Injury Claims: What’s the Statute of Limitations in NJ?

Personal Injury Claims: What’s the Statute of Limitations in NJ?

If you’ve been injured in New Jersey due to someone else’s negligence—whether in a car accident, slip and fall, or medical malpractice case—you may have the right to pursue compensation. However, one critical legal deadline could determine whether your case can even be heard in court: the statute of limitations.

The statute of limitations sets the maximum time you have to file a personal injury lawsuit. If you miss this deadline, you may lose your right to seek compensation, regardless of how strong your case is. Understanding how this legal time limit works in New Jersey is essential if you’re considering legal action after an injury.

What Is the Statute of Limitations for Personal Injury in NJ?

In most cases, the statute of limitations for personal injury claims in New Jersey is two years from the date of the injury. This means you have two years to file a lawsuit against the party responsible for your injuries.

The two-year limit applies to most personal injury cases, including:

  • Car and truck accidents
  • Slip and fall incidents
  • Medical malpractice
  • Dog bites
  • Assault or battery
  • Product liability claims

Filing even one day after the two-year deadline can result in your case being dismissed by the court, barring you from recovery.

When Does the Clock Start Ticking?

In most situations, the statute of limitations begins on the date of the injury. For example, if you were hurt in a car crash on March 1, 2023, you would have until March 1, 2025, to file your lawsuit.

However, there are exceptions. In some cases, the clock may not start until the injury is discovered or should have been discovered. This is known as the discovery rule.

Example of the Discovery Rule:

In a medical malpractice case, if a surgical error was not discovered until months later, the statute of limitations may start from the date of discovery rather than the date of the surgery.

Special Rules for Minors and the Mentally Incapacitated

If the injured person is a minor (under 18 years old) at the time of the incident, the statute of limitations usually does not begin until they turn 18. This gives them until their 20th birthday to file a personal injury claim.

Similarly, individuals who are mentally incapacitated at the time of the injury may be granted more time, depending on their condition and when they regain legal competence.

Claims Against Government Entities

If your injury claim is against a government agency (such as a municipality or public transportation provider), a much shorter deadline applies. Under the New Jersey Tort Claims Act, you must file a notice of claim within 90 days of the incident. Failure to file this notice may prevent you from suing altogether.

Why Filing Early Matters

Waiting too long to file a claim can put your case at risk, not only because of the legal deadline but also because:

  • Evidence can disappear
  • Witnesses may become harder to contact
  • Medical records may become less detailed over time

Consulting a personal injury attorney soon after your injury can help ensure all deadlines are met and your case is properly documented.

Conclusion

In New Jersey, the statute of limitations for most personal injury claims is two years—but don’t assume you have plenty of time. Delays can weaken your case or eliminate your ability to recover damages altogether. Whether you’ve suffered a car accident injury, a fall, or another form of personal harm, speak with a qualified attorney to protect your legal rights and act before time runs out.

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