Injured in an Auto Accident in New Jersey? Albergo Kofman & Shmaruk, LLC - ASK LAW CAN HELP!

If you or a loved one has been involved in an auto accident in New Jersey, navigating the aftermath can be overwhelming. ASK LAW is committed to guiding you through every step of the process, ensuring you understand your rights and the compensation you may be entitled to. Here’s what you need to know:

Understanding New Jersey Auto Accident Law:

New Jersey operates under a "no-fault" insurance system, meaning your own car insurance policy typically covers your medical expenses regardless of who caused the accident. However, severe injuries can open the door to pursuing a claim against the at-fault driver for additional compensation. This can include pain and suffering, loss of enjoyment of life, and economic losses beyond your Personal Injury Protection (PIP) coverage.

What to Do After an Auto Accident:

1. Seek Medical Attention: Your health is the top priority. Even if injuries seem minor, symptoms can appear or worsen days later.

2. Report the Accident: Notify the police immediately. A police report is crucial for insurance claims and any legal action.

3. Document Everything: Take photos of the scene, your vehicle, and any injuries. Keep records of medical visits and expenses.

4. Contact Our Office: Before speaking with insurance companies, it's vital to consult with a personal injury attorney. We will protect your rights and ensure you don’t settle for less than you deserve.

How We Can Help:

- Case Evaluation: We offer a free, no-obligation consultation to discuss your accident and assess the potential for compensation.

- Navigating Insurance Claims: We’ll handle all communications with insurance companies, advocating for the full coverage you're entitled to.

- Fighting for Your Compensation: If a fair settlement isn't offered, our experienced attorneys are prepared to take your case to trial. We strive for the best possible outcome, including compensation for medical bills, lost wages, and pain and suffering.

Why Choose Us?

- Local Expertise: Our deep understanding of New Jersey’s auto accident laws and insurance policies means we know exactly how to navigate your claim for the best possible outcome.

- Personalized Attention: We believe in a personalized approach, ensuring you’re informed and comfortable throughout the process.

- Proven Track Record: With years of experience and a history of successful settlements and verdicts, you can trust us to fight tirelessly on your behalf.

Frequently Asked Questions About Auto Accident Cases in New Jersey

Q: How long do I have to file a claim after an auto accident in New Jersey?

A: New Jersey law requires that a lawsuit for personal injuries from an auto accident be filed within two years from the date of the accident. However, it's important to start the process as soon as possible to ensure the best outcome for your case.

Q: What if the accident was partially my fault?

A: New Jersey follows a "comparative negligence" rule, meaning you can still recover damages even if you were partially at fault, as long as your fault is not more than 50%. However, your compensation will be reduced by your percentage of fault.

Q: Can I still file a claim if I didn’t see a doctor right away?

A: Yes, but it's crucial to seek medical attention as soon as you realize you are injured. Delaying medical care can not only affect your health but also weaken your personal injury claim, as insurers may argue that your injuries are not as serious as claimed.

Q: What types of compensation can I receive?

A: You may be entitled to various types of compensation, including but not limited to medical expenses, lost wages, pain and suffering, and loss of enjoyment of life. Each case is unique, so the specific compensation will depend on the details of your situation.

Q: Do I need an attorney for my auto accident claim?

A: While you’re not required to have an attorney, navigating the claims process can be complex and challenging. An experienced personal injury attorney can help maximize your compensation, handle negotiations with insurance companies, and advocate on your behalf in court if necessary.

Q: How much does it cost to hire an attorney for my case?

A: ASK LAW operates on a contingency fee basis, meaning you pay no upfront costs. We only receive a fee if we successfully secure compensation for you. This fee is a percentage of the settlement or award, ensuring our goals are directly aligned with yours.

Q: How long does it take to settle an auto accident claim?

A: The duration can vary widely depending on the complexity of the case, the extent of your injuries, and the willingness of the insurance company to settle. Some cases may resolve in a few months, while others may take years. We strive to settle cases as efficiently as possible while also ensuring you receive the full compensation you deserve.

Q: What should I do if the insurance company offers me a settlement?

A: Before accepting any settlement offer, consult with your attorney. Initial offers from insurance companies are often lower than what you may actually be entitled to. We can help evaluate the offer and negotiate to ensure it covers all your needs.